Federated Direct - from Federated Insurance

Beginning in September 2007, the MDA and Federated will be offering these important risk management products at a significant savings to MDA members, their families, clinic staff and their families. Come back soon to get the full scoop or call Federated at 888-507-3030 - tell them you are associated with the Minnesota Dental Association and you will receive a 10 to 15% discount on your umbrella liability, auto and home owners coverage.

Group Home, Auto, and Umbrella Liability

Your Auto Protection

Federated’s policy offers you the following features:

• Limits of liability up to $500,000 per person / $1,000,000 per accident
• Selection of a body shop you prefer for your repairs—you're not limited to certain shops
• Option to use original equipment parts rather than aftermarket parts
• Reducing collision deductibles for long term clients
• Transportation expense covering the cost to rent an auto if yours is damaged in a covered loss
• Full glass coverage is available—no deductible to have your windshield repaired
• Auto loan/lease coverage may be available to cover the difference between the market value and the amount owed
• Automatic replacement cost on new vehicles

Federated has an annual policy, so rates are guaranteed for 12 months—not just six months like most companies. We also offer a convenient pay plan to help accommodate your budget.

Discounts for safe drivers

The better your driving record, the greater your potential to save. We offer:

• Special MDA 15% discount
• Accelerated savings for responsible drivers with no accidents or violations in the past five years
• Expanded discounts for multiple cars and long-term clients
• Discounts for authorized anti-theft devices, anti-lock brakes, and airbags
• Special discounts for responsible use of credit
• Discounts for qualified drivers age 55 and over who have completed the Safe Driving Course

Homeowners and Renters Insurance

Your Protection

Federated’s policy offers the following features:

• Repair or replacement of your home, up to 125% of the limit on your home
• Repair or replacement of your personal belongings up to 70% of the limit on your home
• Optional protection for boats and boat motors, jewelry, sports equipment, fine arts, and collectibles
• Protection for damage from the backup of water from sewers, drains, and sump pumps is available for an additional cost
• Optional Identity Recovery assistance to restore your good name in the event of identity theft

Discounts

• Special MDA 10% discount
• Special discounts are available when your auto and home are insured with Federated
• Special discounts are also available based on the equity in your home
• After three years insured with Federated, you are eligible for a claims-free discount and your first loss is forgiven
• Discounts are available for the following:
  • Long-term policyholders
  • Newer or upgraded homes
  • Alarm systems
  • Non-smokers

Personal Umbrella

Federated Direct® - Personal Umbrella (Minnesota Only)
Your Protection

Federated's personal umbrella offers additional liability protection over and above your auto and homeowners or renters policies for losses resulting from catastrophic events, such as:

• Multiple injury auto accidents (auto)
• Operation of boats or recreational vehicles (homeowners)
• Hunting or sporting accidents (homeowners)

Additional limits of $1 million to $5 million are available with a separate personal umbrella policy from Federated.

Discounts

Special discounts are available when your auto, home, and personal umbrella coverage are with Federated.

Testimonials

Grand Rapids, MN:  "Quick, simple, very easy to change over your company.  Great service."

Brooklyn Park, MN:  I will recommend Federated to my children because the savings with multiple policies is significant and the service is excellent."

Plymouth, MN:  "We have been with our present insurance company for over 12 years and were very satisfied with the service - until we contacted Federated."

Albert Lea, MN:  "Ease of calling.  I do not have a computer and you answer immediately.  That's very important."

Biwabik, MN:  A 10-minute phone call saved me $324.  Who wouldn't want that?"

Contact us

For a quick, 10-minute quote that could save you hundreds of dollars:

• Call 1-888-507-3030 – Monday through Friday from 8 a.m.– 5 p.m.
• Visit our web site here.
• Contact us by email
• Claim Reporting
  - Auto glass:  800-929-4956
  - All others:  888-333-4949

Since September 2007, the MDA and Federated have offered these important risk management products at a significant savings to MDA members, their families, clinic staff and their families. Come back soon to get the full scoop or call Federated at 888-507-3030 - tell them you are associated with the Minnesota Dental Association and you will receive a 10 to 15% discount on your umbrella liability, auto and home owners coverage